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Broker or Fiduciary?

At some point in your life you may have the mis-fortune to require a financial planner. This is not as great a misfortune as having to require a lawyer, but still ...  One interesting tidbit of information is to inform yourself of the difference between a broker and a fiduciary. The short of it is that:

  • A broker is free to sell you stuff regardless of whether it is financially healthy to you - they are usually paid off commission and that depends on how much stuff they can get you to buy
  • A fiduciary is required to act in your best interests and receive compensation independent of what financial decisions you make.

An interesting website is where you can get the employment and educational history of a financial advisor.


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