From an email the tuition office sent out $42,500 for academic year 2009-2010 the typical 2008 HMS student graduated with $115,500 of total educational debt, as compared with a national mean of $173,000 Parent contribution waived for families whose yearly incomes are $120,000 or less Unit loan package for current and newly admitted students $24,500 For all students qualifying for the unit loan, the 2009-2010 package will continue to consist of loans that do not accrue interest while the student is in school A more extensive breakdown of costs is here .