Title insurance protects you against challenges to the title to property by forking over legal fees and in an extreme case, compensating you for lost property. The boston.com article gives an estimate of $3.65 per $1000 of home value (which is somewhat steep, but it is a one time fee). You can get direct estimates of title insurance costs from insurers websites, e.g. First American. This Boston.com article says that even though Title Insurance is not regulated in Mass, the rates across companies are fairly uniform. A large chunk of the premium is apparently kick back to the lawyer. It's an annoying, big-ticket item - the cost of title insurance for both lender and buyer add up. We got it, but it felt like a scam.
Python's context managers are a very neat way of handling code that needs a teardown once you are done. Python objects have do have a destructor method ( __del__ ) called right before the last instance of the object is about to be destroyed. You can do a teardown there. However there is a lot of fine print to the __del__ method. A cleaner way of doing tear-downs is through Python's context manager , manifested as the with keyword. class CrushMe: def __init__(self): self.f = open('test.txt', 'w') def foo(self, a, b): self.f.write(str(a - b)) def __enter__(self): return self def __exit__(self, exc_type, exc_val, exc_tb): self.f.close() return True with CrushMe() as c: c.foo(2, 3) One thing that is important, and that got me just now, is error handling. I made the mistake of ignoring all those 'junk' arguments ( exc_type, exc_val, exc_tb ). I just skimmed the docs and what popped out is that you need to return True or...
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